Navigating the world of debt relief can be overwhelming, especially when evaluating companies like Patriot Funding. Whether you’re seeking consolidation or a fresh financial start, choosing the right partner is crucial. In this article, we’ll provide a comprehensive look into Patriot Funding’s legitimacy, services, and customer feedback, helping you make informed financial decisions.
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Patriot Funding is marketed as a financial service provider specializing in assisting individuals and businesses with funding needs. They claim to offer access to flexible loans, including options for those with less-than-perfect credit.
However, it’s important to note that Patriot Funding primarily operates as a lead generator. This means they connect customers to third-party companies that provide loans or debt settlement services, rather than directly offering these products themselves. Many individuals are drawn to Patriot Funding through promotional materials, such as pre-approval letters for loans. Yet, concerns have arisen regarding the company’s transparency and the actual services they provide.
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Patriot Funding’s process typically begins with potential customers receiving mailers or advertisements indicating pre-approval for a loan. These communications often highlight attractive terms, such as low-interest rates and simplified qualification processes.
When individuals respond to these offers, they are usually redirected to third-party companies. These partners then assess the customer’s financial situation and may recommend services like debt settlement or consolidation loans. Some customers have reported feeling misled by this approach, expecting loan approvals but instead being offered debt relief programs with different terms and conditions.
According to their website, Patriot Funding offers the following services:
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Patriot Funding has a low customer satisfaction rating, scoring 1 out of 5 stars on Google Reviews. Here is the experience of one customer:
DO NOT DO BUSINESS WITH THIS COMPANY! They are collecting $4500.00 up front from small businesses to act as a broker for small business loans, non QM loans and up to hard money loans. The small business is presented with a contract that clearly states if a loan cannot be secured in 30 days, the small business will be refunded in full the deposit. However, once the deposit is processed, that’s when service absolutely stops.
When the first month came, and we began to request refund/reimbursement of the deposit, every excused in the book was given. Pity plea’s of “give me more time” “so-and-so died” “I didn’t respond to messages over weeks because I was at a funeral” and when held to the fire openly admitted he’s got several people coming after him and to just sue him so he can file bankruptcy! Small business are already struggling and if you’re one looking for a loan it’s very likely because your business NEEDS the money. Any connection with this company or its president will only do the opposite.
– Brian Shields
Let’s look at other opinion.
These reviews highlight dissatisfaction with transparency and communication practices, which are important factors to consider when choosing a financial service provider.
Exploring customer discussions on forums like Reddit can provide additional insights. Here are two notable cases shared by users:
Pre-Approval Letter Experience: A user reported receiving a letter stating they were pre-approved for a loan. However, upon contacting Patriot Funding, they were instead offered debt settlement services. In the comments, others explained how debt settlement works and shared similar experiences.
Bait and Switch: One user asked for reviews about this company. Another person confirmed that the company is real but uses a “bait and switch” approach—offering loans at first and then suggesting debt settlement options. They noted that it’s up to each person to decide if the offer works for them.
These stories show why it’s important to do your research and ask questions before choosing a financial service provider.
If you’re struggling with debt, CuraDebt can provide the reliable assistance you deserve. As a trusted leader in the debt relief industry, we’ve helped thousands of clients reduce their financial burdens through proven solutions.
Here’s what some of our clients have to say:
Your story could be next! Reach out for a free consultation and explore how CuraDebt can assist you in achieving financial stability.
While Patriot Funding offers financial services that may appeal to some, their customer reviews and business practices raise concerns. The shift from loan offers to debt settlement proposals may feel misleading to those expecting straightforward loan options.
For those seeking clarity, transparency, and effective debt relief solutions, CuraDebt is here to help. With a proven track record and personalized service, we provide the support you need to navigate financial challenges.
Take advantage of our free consultation today and discover how CuraDebt can help you achieve a brighter financial future.
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