Reducing debt may feel overwhelming, but the solution often lies in the habits we create. By making conscious lifestyle changes, you can significantly reduce debt while improving your overall financial health. In this article, you’ll learn practical, achievable ways to reduce your debt by changing your lifestyle, including small adjustments that have a big impact.…

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Running a business is rewarding, but it’s not without its challenges. One of the most significant hurdles is managing finances effectively. Debt can be a useful tool for growth, but when mismanaged, it can spiral out of control, putting your business at risk. Recognizing the warning signs early can help you course-correct and avoid financial…

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SITUATION: A client was facing significant issues with the IRS due to a defaulted installment agreement. The client owed $21,087 for multiple tax years and was at risk of impending collection actions. The situation required immediate intervention to prevent further collection activity and to find a manageable solution. INVESTIGATION PHASE: Upon receiving the case, our…

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SITUATION: A taxpayer approached us with a manageable IRS tax debt of $21,000. They were proactive about resolving their debt and sought an affordable monthly payment plan. There was no significant hardship in this case; the taxpayer simply wanted to find a reasonable solution to pay off the debt without incurring additional penalties or financial…

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SITUATION: An elderly individual, facing severe illness, approached us with an overwhelming IRS tax debt of $397,610. They were under aggressive collection actions, with the IRS threatening to levy their bank accounts and other assets. Due to limited income and deteriorating health, they had no feasible way to repay the debt. INVESTIGATION PHASE: We began…

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